Bank is providing various types of Direct Finance To Societies (PACS), Individual, Traders , MSI (Medium Scale Industries), Professional & Self Employed, as also bank is providing Housing Loan, Vehicle Loan, Gold Loan, Loans, Consumer durable Loan etc.

No. Type Of Loan Particular Rate of Interest
1 Short term Agricultural Crop Loan - (KCC) A. Up to Rs 3.00 lakh (PACs)
B. Above Rs 3.00 lakh (PACs)
C. Revolving Cash Credit - Individual
    (Up to 3 Lakh)
D. Revolving Cash Credit - Individual     (Above 3 Lakh)
5.50%
10.00%
7.00%

11.00%
2 General Cash Credit PACs A.General Cash Credit PACs
B.General Cash Credit Individual
10.00%
11.00%
3 Loan against Gold Ornaments Individual 11.50%
4 Loan against NSC/KVP Individual 11.50%
5 Loan against LIC Policy Individual 11.50%
6 Loan / Cash Credit against Property (For Business Purpose - up to Rs 5.00 lakh ) 13.50%
7 Traders Cash Credit ( up to 25 lakh) Individual 12.50%
8 Hypothication Cash Credit for Co-op Societies under directive control for commodities (Cotton, Sugar, Oil-seeds, Grain) under selected credit control 12.00%
9 Cash Credit to Co-operative Sugar Mill A. Sugar Pledge Cash Credit
B. Cash Credit Against store stock
11.25%
12.00
10 Medium Term Agriculture Loan A. Tractor ,Power tiller, Trailer, Thressor,      Tempo, etc
B. Drip Irrigation, Sprinkler, Pipeline, Oil      engine,
C. Dairy Development & Tabela Loan
D. Godown loan society
E. Rural housing & Non-Agriculture Loan -     Up to 15 Lakh
10.00%

11.00

12.50
12.50
10.50
11 M T Non Agriculture Loan for A. Two Wheeler / Three Wheeler /
     Four Wheeler
B. Tempo / Truck Loan
10.00%

10.00%
Insert title here

Note:-

  • Overdue Panelty Interest in addition to the above mentioned interest rates would be levied on PACS @ 1.00%
  • Overdue Panelty Interest ┬áin addition to the above mentioned interest rates would be levied for Individual @ 2.00%
  • In case of Overdue KCC Loan (upto Rs. 3 lacs) interest rate would be applicable @ 12.00%