Welcome to the Baroda Central Co-Operative Bank Ltd.

Internet Banking

Internet banking is the system that provides the facility to the customer to conduct the non-financial transactions from his/her net banking account.

  • View / download account statements.
  • Mobile Banking

    Mobile banking is just the thing wherever & whenever you are on the move fulfil banking needs. In the absence of a laptop/computer, your BCCB Mobile Banking app is the answer to all your banking needs. It takes care of all your basic banking needs like a bill payment, phone recharge or a fund transfer etc. Our mobile banking gives you the freedom to bank irrespective of the place or time. Your mobile app is always handy!

    The customer using this facility can conduct transactional and non-transactional tasks including:

  • View / download account statements.
  • Check the history of the transactions for a given period by the concerned bank.
  • Transfer funds via NEFT / RTGS / IMPS
  • NEFT

    National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this system, individuals can electronically transfer funds from their account to any individual having an account with any other bank branch in the country participating in the system.

    NEFT can be done through


    Transaction Limits (Digital Banking)

    Per Transaction Limit Per Day Transaction Limit Charges Timing
    Rs. 1 - 10,00,000 Rs. 20,00,000 Nil Working Banking Hours
    Rs. 1 - 3,00,000 Rs. 3,00,000 Nil After 4:00 pm
    Note : NEFT Through Bank Branch Charges as Applicable

    RTGS

    ‘RTGS’ stands for Real Time Gross Settlement, which means continuous (real-time) settlement of funds individually on an order by order basis. ‘Real Time’ means the processing of instructions at the time they are received rather than at some later. Considering that the fund settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.

    RTGS can be done through


    Transaction Limits (Digital Banking)

    Per Transaction Limit Per Day Transaction Limit Charges Timing
    Rs. 2,00,001 - 10,00,000 Rs. 20,00,000 Nil Working Banking Hours
    Rs. 2,00,000 - 4,00,000 Rs. 4,00,000 Nil After 4:00 pm
    Note : RTGS Through Bank Branch Charges as Applicable

    IMPS

    IMPS provides real time fund transfer which offers an instant, 24X7, interbank electronic fund transfer service that could be accessed on multiple channels like Mobile, Internet, Branch and IMPS is an emphatic service which allows transferring of funds instantly within banks across India which is not only safe but also economical.

    IMPS can be done through


    Timings: 24 x 7 x 365 on digital channels


    Transaction Limits (Digital Banking)

    Phone 2 Account Quick Transfer Per Transaction Limit Per Day Transaction Limit Charges
    Rs. 1 - 10,000 Rs. 10,000 Nil
    Rs. 1 - 2,00,000 Rs. 2,00,000 Nil
    Note : Beneficiary must be add above 10,000/- transaction

    UPI

    UPI or Unified Payments Interface is an immediate real-time payment system that helps in instantly transferring the funds between the two bank accounts through a mobile platform. Hence, UPI is a concept that allows multiple bank accounts to get into a single mobile application.

    UPI can be done through

    Third Party Apps like BHIM, Google Pay, PhonePe, PayTM etc.

    Timings: 24 x 7 x 365


    Transaction Limits

    Per Transaction Limit Per Day Transaction Limit Charges
    Rs. 1 - 25,000 Rs. 25,000 Nil

    Bill Payments

    The Baroda Central Co-Op Bank now offers Bharat Bill Payment System (BBPS) services to facilitate payments of utility bills viz. Mobile & DTH recharge, Electricity Bill, Telephone Bill, Municipal Tax, LIC, General Insurance and lots more

    Bill Payments can be done through

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