Internet banking is the system that provides the facility to the customer to conduct the non-financial transactions from his/her net banking account.
Mobile banking is just the thing wherever & whenever you are on the move fulfil banking needs. In the absence of a laptop/computer, your BCCB Mobile Banking app is the answer to all your banking needs. It takes care of all your basic banking needs like a bill payment, phone recharge or a fund transfer etc. Our mobile banking gives you the freedom to bank irrespective of the place or time. Your mobile app is always handy!
The customer using this facility can conduct transactional and non-transactional tasks including:
National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this system, individuals can electronically transfer funds from their account to any individual having an account with any other bank branch in the country participating in the system.
NEFT can be done through
| Per Transaction Limit | Per Day Transaction Limit | Charges | Timing |
|---|---|---|---|
| Rs. 1 - 10,00,000 | Rs. 20,00,000 | Nil | Working Banking Hours |
| Rs. 1 - 3,00,000 | Rs. 3,00,000 | Nil | After 4:00 pm |
‘RTGS’ stands for Real Time Gross Settlement, which means continuous (real-time) settlement of funds individually on an order by order basis. ‘Real Time’ means the processing of instructions at the time they are received rather than at some later. Considering that the fund settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.
RTGS can be done through
| Per Transaction Limit | Per Day Transaction Limit | Charges | Timing |
|---|---|---|---|
| Rs. 2,00,001 - 10,00,000 | Rs. 20,00,000 | Nil | Working Banking Hours |
| Rs. 2,00,000 - 4,00,000 | Rs. 4,00,000 | Nil | After 4:00 pm |
IMPS provides real time fund transfer which offers an instant, 24X7, interbank electronic fund transfer service that could be accessed on multiple channels like Mobile, Internet, Branch and IMPS is an emphatic service which allows transferring of funds instantly within banks across India which is not only safe but also economical.
IMPS can be done through
Timings: 24 x 7 x 365 on digital channels
| Phone 2 Account Quick Transfer Per Transaction Limit | Per Day Transaction Limit | Charges |
|---|---|---|
| Rs. 1 - 10,000 | Rs. 10,000 | Nil |
| Rs. 1 - 2,00,000 | Rs. 2,00,000 | Nil |
UPI or Unified Payments Interface is an immediate real-time payment system that helps in instantly transferring the funds between the two bank accounts through a mobile platform. Hence, UPI is a concept that allows multiple bank accounts to get into a single mobile application.
UPI can be done through
Third Party Apps like BHIM, Google Pay, PhonePe, PayTM etc.
Timings: 24 x 7 x 365
| Per Transaction Limit | Per Day Transaction Limit | Charges |
|---|---|---|
| Rs. 1 - 25,000 | Rs. 25,000 | Nil |
The Baroda Central Co-Op Bank now offers Bharat Bill Payment System (BBPS) services to facilitate payments of utility bills viz. Mobile & DTH recharge, Electricity Bill, Telephone Bill, Municipal Tax, LIC, General Insurance and lots more
Bill Payments can be done through