In the course of using this website or availing the products and services vide the online application forms and questionnaires, The Baroda Central Co-operative Bank Limited and its Affiliates may become privy to the personal information of its customers, including information that is of a confidential nature.
The Baroda Central Co-operative Bank Limited is strongly committed to protecting the privacy of its customers (and or visitors to the website) and has taken all necessary and reasonable measures to protect the confidentiality of Customer information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with Customers.
The Baroda Central Co-operative Bank Limited endeavors to safeguard and ensure the security of the information provided by Customer. The Baroda Central Co-operative Bank Limited uses 128-bit encryption, for the transmission of the information, which is currently the permitted level of encryption in India. When the information provided by Customers is not transmitted through this encryption, Customers' system (if configured accordingly) will display an appropriate message ensuring the best level of secrecy for Customers' information.
Customer would be required to cooperate with The Baroda Central Co-operative Bank Limited in order to ensure the security of the information, and it is recommended that Customers necessarily choose their passwords carefully such that no unauthorized access is made by a third party. To make the password complex and difficult for others to guess, Customers should use combination of alphabets, numbers and special characters (for example like !, @, #, $ etc.). Customers should undertake not to disclose their password to anyone or keep any written or other record of the password such that a third party could access it.
The Baroda Central Co-operative Bank Limited undertakes not to disclose the information provided by Customers to any person, unless such action is necessary to:
Customers shall not disclose to any other person, in any manner whatsoever, any information relating to The Baroda Central Co-operative Bank Limited or its Affiliates of a confidential nature obtained in the course of availing the services through the website. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle The Baroda Central Co-operative Bank Limited or its Affiliates to terminate the services, without prejudice to any damages, to which Customer may be entitled otherwise.
The Baroda Central Co-operative Bank Limited will limit the collection and use of customer information only on a need-to-know basis to deliver better service to Customers. The Baroda Central Co-operative Bank Limited may use and share the information provided by Customers with its Affiliates and third parties for providing services and any service-related activities such as collecting subscription fees for such services, and notifying or contacting Customers regarding any problem with, or the expiration of, such services. In this regard, it may be necessary to disclose Customer information to one or more agents and contractors of The Baroda Central Co-operative Bank Limited and their sub-contractors, but such agents, contractors, and sub-contractors will be required to agree to use the information obtained from The Baroda Central Co-operative Bank Limited only for these purposes.
Customer authorizes The Baroda Central Co-operative Bank Limited to exchange, share, part with all information related to the details and transaction history of Customers to its Affiliates / banks / financial institutions / credit bureaus / agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold The Baroda Central Co-operative Bank Limited liable for use or disclosure of this information.
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