Bank is providing various types of Direct Finance To Societies (PACS), Individual, Traders , MSI (Medium Scale Industries), Professional & Self Employed, as also bank is providing Housing Loan, Vehicle Loan, Gold Loan, Loans, Consumer durable Loan etc.
| No. | Type Of Loan | Particular | Rate of Interest |
|---|---|---|---|
| 1 | Short term Agricultural Crop Loan - (KCC) | A. Up to Rs 3.00 lakh (PACs) B. Above Rs 3.00 lakh (PACs) C. Revolving Cash Credit - Individual (Up to 3 Lakh) D. Revolving Cash Credit - Individual (Above 3 Lakh) |
5.50% 8.50% 7.00% 9.50% |
| 2 | General Cash Credit PACs | A.General Cash Credit PACs B.General Cash Credit Individual |
8.50% 9.50% |
| 3 | Loan against Gold Ornaments | Individual | 10.25% |
| 4 | Loan against NSC/KVP | Individual | 11.50% |
| 5 | Loan against LIC Policy | Individual | 11.50% |
| 6 | Loan / Cash Credit against Property | (For Business Purpose - up to Rs 5.00 lakh ) | 13.50% |
| 7 | Traders Cash Credit ( up to 25 lakh) | Individual | 12.50% |
| 8 | Hypothication Cash Credit for Co-op Societies under directive control for commodities | (Cotton, Sugar, Oil-seeds, Grain) under selected credit control | 12.00% |
| 9 | Cash Credit to Co-operative Sugar Mill | A. Sugar Pledge Cash Credit B. Cash Credit Against store stock |
11.25% 12.00% |
| 10 | Medium Term Agriculture Loan | A. Tractor ,Power tiller, Trailer, Thressor, Tempo, etc B. Drip Irrigation, Sprinkler, Pipeline, Oil engine, C. Dairy Development & Tabela Loan D. 1.Baroda Dairy -BD Milch Animal 2.Baroda Dairy –Amrut Yojna (Only for Milk Society Member) E. Godown loan society F. Housing Loan – (Floating & Fixed Int Rate available) Cibil Score - <700 > 700 G. City Urban -Housing |
9.00% 11.00% 9.75% 9.25% 12.50% 10.00% 10.50% |
| 11 | M T Non Agriculture Loan for | A. Two Wheeler / Three Wheeler / Four Wheeler B . Commercial Vehicle Loan (Tempo / Truck /Bus/ JCB Loan Cibil Score - <700 >700 C. Commercial Property Loan ( Shop / Office /Godown Loan Cibil Score - <700 >700 D. MTNA Solar Panel Roof Top For Individual (up to 2 lakh) For Co-op Societies (up to 15 lakh) E.Education Loan - Study in India ( For Medical - Up to 20 Lakh) ( For Others - Up to 7 Lakh) (For Abroad - Up to 20 Lakh) (Without GIC Loan Sanction) |
9.00% 11.00% 10.00% 10.50% 11.50% 10.00% 10.00% 10.00% |