Internet Banking
Internet banking is the system that provides the facility to the customer to conduct the financial and non-financial transactions from his/her net banking account.
Security tips
- Our bank does not ask for the any details of your account like /PIN/ Password/
mobile numbers etc. Therefore anyone pretending to be asking you for
information may be fraudulent entities.
- Do not save your Internet Banking password on any web browser using the
default save password option. For security reasons, BCC Bank recommends
entering the Internet Banking password manually every time.
- Change Passwords immediately on any such suspected activity/ as frequently
as possible.
Features
- View / download account statements.
- View Account Summary.
- Transfer funds via NEFT / RTGS / IMPS.
- Quick Fund transfer upto 10,000 per day.
- Check the history of the transactions for a given period by the concerned bank.
Mobile Banking
- Mobile banking is the perfect solution wherever and whenever you are on the move to fulfill your banking needs.
- In the absence of a laptop/computer, your BCCB Mobile Banking app is the answer to all your banking needs.
- It takes care of all your basic banking needs like bill payment, phone recharge, or fund transfers, etc.
- Our mobile banking gives you the freedom to bank irrespective of the place or time.
- Your mobile app is always handy!
The customer using this facility can conduct transactional and non-transactional tasks including:
- View / download account statements.
- Check the history of the transactions for a given period by the concerned bank.
- Transfer funds via NEFT / RTGS / IMPS
NEFT
- National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer.
- Under this system, individuals can electronically transfer funds from their account to any individual having an account with any other bank branch in the country participating in the system.
NEFT can be done through
MOBILE Banking
BRANCH Banking
Transaction Limits (Digital Banking)
| Per Transaction Limit |
Per Day Transaction Limit |
Charges |
Timing |
| Rs. 1 - 10,00,000 |
Rs. 20,00,000 |
Nil |
Working Banking Hours |
| Rs. 1 - 2,00,000 |
Rs. 2,00,000 |
Nil |
After 4:00 pm & Bank Holidays |
Note: NEFT Through Bank Branch Charges as Applicable
- ‘RTGS’ stands for Real Time Gross Settlement, which means continuous (real-time) settlement of funds individually on an order-by-order basis.
- ‘Real Time’ means the processing of instructions at the time they are received rather than at some later time.
- Considering that the fund settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.
RTGS can be done through
Transaction Limits (Digital Banking)
| Per Transaction Limit |
Per Day Transaction Limit |
Charges |
Timing |
| Rs. 2,00,001 - 10,00,000 |
Rs. 20,00,000 |
Nil |
Working Banking Hours |
| Rs. 2,00,000 - 4,00,000 |
Rs. 4,00,000 |
Nil |
After 4:00 pm & Bank Holidays |
Note : RTGS Through Bank Branch Charges as Applicable
IMPS
- IMPS provides real-time fund transfer which offers an instant, 24X7, interbank electronic fund transfer service.
- IMPS can be accessed on multiple channels like Mobile, Internet, and Branch.
- IMPS is an emphatic service that allows transferring funds instantly within banks across India.
- IMPS is not only safe but also economical.
IMPS can be done through
Transaction Limits (Digital Banking)
| Phone 2 Account Quick Transfer Per Transaction Limit |
Per Day Transaction Limit |
Charges |
| Rs. 1 - 10,000 |
Rs. 10,000 |
Nil |
| Rs. 1 - 2,00,000 |
Rs. 2,00,000 |
Nil |
Note : Beneficiary must be add above 10,000/- transaction
UPI
- UPI or Unified Payments Interface is an immediate real-time payment system that helps in instantly transferring the funds between the two bank accounts through a mobile platform. Hence, UPI is a concept that allows multiple bank accounts to get into a single mobile application.
- UPI can be done through: Third Party Apps like BHIM, Google Pay, PhonePe, PayTM etc.
- Timings: 24 x 7 x 365
Transaction Limits
| Per Transaction Limit |
Per Day Transaction Limit |
Charges |
| Rs. 1 - 25,000 |
Rs. 1,00,000 |
Nil |
Bill Payments
- The Baroda Central Co-Op Bank now offers Bharat Bill Payment System (BBPS) services to facilitate payments of utility bills viz. Mobile & DTH recharge, Electricity Bill, Telephone Bill, Municipal Tax, LIC, General Insurance, and lots more.
Bill Payments can be done through
Positive Pay System
- As per Reserve Bank of India directives, the bank has implemented the Positive Pay System (PPS) for all modes of cheque payments (Cash/Transfer/Clearing).
- This is a measure for prevention of frauds perpetrated through cheque tampering/alteration.
- Positive Pay System involves re-confirming key details of the cheque by the drawer to the bank, which would be cross-checked with the presented cheque at the time of payment processing.
- The bank is planning to make the Positive Pay System mandatory for Bank account cheques of Rs. 5 lakhs & above
